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CDs & IRAs

CERTIFICATES OF DEPOSIT
FNB offers a complete array of CD maturities to meet your specific savings needs, whether short- or long-term. Please contact a FNB Customer Service Representative to obtain current interest rate information on various maturities and to receive appropriate disclosure information on terms, fees, and interest rates. 

INDIVIDUAL RETIREMENT ACCOUNTS
FNB offers both traditional and Roth Individual Retirement Accounts along with the new Educational IRA. Tax treatment of your contributions vary widely between these options, as well as the tax consequence when you begin withdrawals. Please discuss your new or rollover IRA needs with a Customer Service Representative who can assist you in determining your eligibility for each account, and to help you select the IRA which best meets your retirement savings plan needs. In addition, you will be provided a disclosure statement reflecting terms, fees, and interest rates on your account.