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FACTS
WHAT DOES FIRST NATIONAL BANK OF LOUISIANA DO WITH YOUR PERSONAL INFORMATION?
 
Why?   
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?  
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Employment Information
  • Account Balances and Payment History
  • Credit History and Overdraft History
When you are no longer our customer, we continue to share your information as described in this notice.
 
How?   
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Louisiana chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information
Does First National Bank of Louisiana share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus.
YES
NO
For our marketing purposes-
To offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates' everyday business purposes-
information about your transactions and experiences
YES
NO
For our affiliates' everyday business purposes-
information about your creditworthiness
NO
We don't share
For our affiliates to market to you
NO
We don't share
For nonaffiliates to market to you
NO
We don't share
 
QUESTIONS?
  Call (337) 783-4014 or go to www.fnb-la.com                  

What we do
How does First National Bank of Louisiana protect my account?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First National Bank of Louisiana collect my personal information?
We collect your personal information, for example, when you
  • Open an account or deposit money
  • Apply for a loan or withdraw money
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include:
  • Financial Corporation of Louisiana
  • Rayne State Bank
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. First National Bank of Louisiana does not share with nonaffiliates.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Life Insurers
  • Credit Card Issuers